Programs

A full benefits menu — built around your people.

From traditional group medical to proprietary wellness programs, we assemble the right mix to meet your goals for cost, coverage, and employee experience.

Signature programs

Unique offerings that go beyond what a traditional broker can deliver.

Section 125 / FICA Savings

Preventive Care & Payroll Tax Savings Program

An IRS-compliant, self-insured preventive care plan layered on top of your existing major-medical coverage. Employees gain $0-cost wellness benefits — telehealth, mental health support, biometric screenings, chronic-care coaching — while employers typically save $500–$700 per enrolled employee per year in reduced FICA payroll tax. No out-of-pocket cost to your team, and no change to their take-home pay.

Smart Care Routing

Care Navigation & Engagement Platform

A concierge-style engagement layer that guides employees to the right care setting at the right time — virtual visits, primary care, or in-network specialists instead of avoidable ER trips. Personalized nudges, claims-driven outreach, and 24/7 nurse support drive measurable reductions in high-cost claims and absenteeism.

Core benefits

The building blocks of every BenefitsKing program.

Group Medical

Fully-insured, level-funded, and self-funded plan designs tailored to your demographics and risk tolerance.

Dental & Vision

Voluntary and employer-paid plans with carriers that actually pay claims on time.

Life & Disability

Group term life, short- and long-term disability, and executive carve-out options.

HSA / FSA / HRA

Tax-advantaged accounts that lower your taxable payroll while giving employees real spending power.

Voluntary Benefits

Accident, critical illness, hospital indemnity, pet, legal, and identity protection.

Education & Enrollment

Multilingual employee communications, decision tools, and on-site or virtual enrollment support.

Not sure where to start?

Send us your current benefits summary. We'll come back with a plain-English assessment and a roadmap for what we'd change.

Request your assessment